The First National Bank of Ogden

24-Hour Telephone Banking
VoiceAccess
582-BANK (2265)

Account Table
FREEdom Checking
Regular Checking
Hometown Club Checking
NOW Account
Advantage Checking Account (Super Now)
Advantage Investment Account (Money Market)
Freedom Money Market Account
Deposit Rates

	FREEdom Checking	Regular Checking	NOW Account	Hometown Club Checking	Hometown NOW Checking	Advantage Checking Account (Super NOW)	Advantage Investment Account (Money Market)	Freedom Money Market Account
Amount to Open	None	$100	$500	$100	$500	$2,500	$2,500	$2,500
Minimum balance to avoid Service Fee	None	$300	$500	N/A	$500	$2,500	$2,500	$2,500
Interest	N/A	N/A	See current rate schedule	N/A	See current rate schedule	Credited monthly	Credited monthly	Credited monthly
Monthly Service Fee	None	$7.00 if below minimum	$8.00 if below minimum	$6.50 Club fee	$6.50 Club fee $2.00 if below minimum	$15.00 if below minimum	$15.00 if below minimum	$25 if below minimum
Statement	monthly - no images	monthly	monthly	monthly	monthly	monthly	monthly	monthly
Phone Banking	free	free	free	free	free	free	free	free
Debit / ATM Cards	Available	Available	Available	Available	Available	Available	N/A	N/A
Limitations							Withdrawals limited to 6 per month	Withdrawals limited to 6 per month

FREEdom Checking

No minimum to open
No service charges
Unlimited check writing
Monthly statement (no images)

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Regular Checking

$100 minimum to open
$300 minimum to avoid service fee
Service fee of $7.00 if balance drops below minimum
Unlimited check writing
Monthly statement

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Hometown Club Checking*

Club account for people who want 'extras'
Provides discounts & benefits for a monthly fee
More discounts for those 55 and over
$100 minimum to open; $500 for interest-bearing option
Unlimted check writing
Monthly statement

* Please contact us for more details on benefits and fees.

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Now Account

$500 minimum to open
$500 minimum to avoid service fee
Service fee of $8.00 if balance drops below minimum
Unlimited check writing
Interest credited to account monthly
Monthly statement

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Advantage Checking Account (Super NOW)

$2,500 minimum to open
$2,500 mininum to avoid service fee
Service fee of $15.00 if balance drops below minimum
Unlimited check writing
Interested credited to account monthly
Monthly statement

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Advantage Investment Account (Money Market)

$2,500 minimum to open
$2,500 minimum to avoid service fee
Service fee of $15.00 if balance drops below minimum
Withdrawals limited to 6 per month
Interest credited to account monthly
Monthly statement

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Freedom Money Market Account

$2,500 minimum to open
$2,500 minimum balance to avoid service charge
Service fee of $25.00 if balance drops below minimum
Withdrawals limited to 6 per month
Interest credited to account monthly
Monthly statement

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Logos for FNB Ogden branches, Royal Bank and St. Joseph First

	The First National Bank of Ogden • 102 S. East Avenue • P. O. Box 47 • Ogden, IL 61859 • Ph: 217.582.2175 • Fax: 217.582.2176
	St. Joseph First • 220 E. Grand • P. O. Box 198 • St. Joseph, IL 61873 • Ph: 217.469.8866 • Fax: 217.469.8917
	Royal Bank • 102 N. Park • P. O. Box 10 • Royal, IL 61871 • Ph: 217.583.3101 • Fax: 217.583.3102

Member FDIC

THE FIRST NATIONAL BANK OF OGDEN

Equal Housing Lender

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